Satoshi Nakamoto Blog

Category : Community banking

Community banking coronavirus CRA FDIC Federal Reserve Gender discrimination House Financial Services Committee Joseph Otting OCC Race discrimination Under-served populations

CRA reform amid coronavirus would fuel discriminatory lending

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Access to credit is crucial for families and businesses trying to rebound from the coronavirus pandemic. Sadly, for millions of Americans, that access won’t just...
Community banking coronavirus Law and regulation paycheck protection program SBA small business lending

Hundreds of thousands of emergency small-business loan applications in limbo

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With the Paycheck Protection Program’s initial funds depleted, lenders are stepping up efforts to press for more money. The Small Business Administration announced Thursday morning...
Commercial lending Community banking Consumer lending coronavirus Credit quality Mortgages paycheck protection program Revenue and expenses

Banks meet ‘mad scramble’ for loan deferments, but at what cost?

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Loan deferments and forbearances are surging during the coronavirus crisis, raising questions about how extensive a financial blow banks could receive in coming quarters. Even...