Satoshi Nakamoto Blog

Tag : Fintech regulations

FDIC Fintech regulations House Financial Services Committee interest rates Maxine Waters Midland Funding v Madden OCC Payday lending

Will the U.S. ever enact a national interest rate cap?

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WASHINGTON — The vast majority of states have some kind of interest rate cap on consumer loans. But when it comes to setting a national...
Affordable housing CFPB Consumer Banking data privacy financial inclusion Fintech regulations Policymaking Savings accounts Student loan debt

6 statehouse issues on bankers’ radar

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With a presidential election looming and trade issues top of mind, bankers could almost forget that a new year also means a host of local...
Community banks De novo institutions FDIC Fintech regulations ILCs Licenses and charters Nonbank Varo Money

FDIC aims to smooth de novo process for nontraditional firms

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WASHINGTON — The Federal Deposit Insurance Corp. released guidelines designed to assist nonbanks and agency staff in understanding the de novo application process for nontraditional...
Community banking De novo institutions FDIC Fintech regulations ILCs Licenses and charters Nonbank Varo Money

FDIC aims to smooth de novo process for nontraditional firms

satoshi
WASHINGTON — The Federal Deposit Insurance Corp. released guidelines designed to assist nonbanks and agency staff in understanding the de novo application process for nontraditional...
CFPB FDIC Fintech regulations Innovation OCC regtech Regulatory reform Regulatory relief

5 policy hurdles thwarting federal regulators’ fintech ambitions

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Bloomberg News Some regulators weighing in for the report pinpointed two separate policies regarding agency expenditures that they said affect their ability to test new...
california CFPB debt collection Financial regulations Fintech regulations Housing Kathy Kraninger Payday lending Richard Cordray State regulators

Can California’s mini-CFPB pick up slack left by federal agency?

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An effort by California to create a powerful state consumer protection bureau could have a significant impact on banks, debt collectors and other financial firms...
CFPB cuj daily briefing lead debt collection Dodd-Frank Enforcement actions Fintech regulations Kathy Kraninger Payday lending Regulatory reform

Supreme Court battle, presidential race loom over CFPB in 2020

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The Consumer Financial Protection Bureau heads into 2020 with a full agenda but also facing storm clouds that are beyond its control. Whether the CFPB...